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Product Manager - Aura

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Location

Mumbai

Technical area

YoE

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Description

Background to the role
Introduction“Nearly 50% of banks do not upgrade old IT systems as soon as they should, and 43% of US banks still use COBOL, a programming language dating from 1959 …and extra layers embedded on top of it are causing outage” – UK FCA in its annual report.In other words, banking systems are outdated and cannot be easily modernized. Fintech has responded enthusiastically to address this problem, and in India alone, there are over 2,000 fintech and neo banks. Each of them is looking to provide value-added services through a tech-driven approach. However, in each case, the fintech or neo bank partners with a licensed bank for core services like savings or loan accounts delivered through the same legacy systems and hence are constrained themselves.
Product Aura is part of the banking platform suite. Aura cluster is the core digital accounting system also termed as the heart of the financial systems of Zeta. Any financial transaction to be effected would be accounted for and recorded in Aura. It helps to keep track and manage the financial information of Zeta’s Business Clients. Aura has the ultimate authority in approving/rejecting a financial transaction.
Your roleAura cluster has multiple core sub-systems such as Transaction Processing, End-of-Day Processing, Aura Apps, Interests & Charges, Control Center, and Financial Reporting. As a Product Manager, you would be responsible for driving the roadmap for one of these core sub-systems. What will you be doing here?As part of the Aura Product team, we all are equally responsible for consistently augmenting the API Friendliness, Extensibility, Horizontal Scalability, Resilience, and Throughput of our product(s), because these are the most desirable features by today’s new-age banks.
You would also be responsible for scaling up the features of the product based on the changing needs of the local and global banks.
Follow and apply product management principles, and processes both from your experience and as defined at Zeta. This is a unique opportunity to shape the product management practices for a large organization from scratch.
Work closely with Aura Director of Product, Tachyon Product Managers, Solution Architects, UX, and Engineering teams to augment and scale your line of products, and satisfy the Compliance, Risk, and Business Augmentation goals. Will be a part of the early product core team of Aura – an organization being built from scratch and already working with the large banks in India and other parts of the world.
Who should apply for this role?4+ yrs of total experience in an engineering and/or product role2+ yrs of experience in shipping successful B2B SaaS products
Hands-on experience building products and/or features in payments and banking is preferred as it will help you cut down the learning curve
Strong new product design experience and a fanatical approach to customer experience.
UI/ UX principle knowledge with deep customer focus by understanding enterprise customer behavior and analyzing data and real-world world experiences.
Detailed oriented & very structured thinking
Seamlessly juggle b/w roadmaps and execution and collaborate with cross-functional teams
Written code in your past life or understand engineering nuances very well
High on ownership & teamwork and enjoys hustling
Demonstrated ability of achievement in at least one of academic, professional, and personal endeavors
About Zeta
Zeta was founded by serial entrepreneurs Bhavin Tukharia and Ramki Gaddapati in 2015 to bring Banking into the 21st century. The industry today is challenged with legacy platforms that were considered a strength in the 90s, but are now crippling banks with high technology debt. With the emergence of digitization and open banking frameworks, newcomers (neo, challenger banks, fintechs and big tech) are leapfrogging the status quo by utilizing the latest technologies and delivering innovative solutions that traditional vendors and banks can no longer compete with. This is where Zeta comes in. Zeta has built, from the ground up, a cloud native platform for banks to modernize financial services. The company’s mission is to “disrupt the disruptors” by enabling banks to launch innovative services by combining banks’ core capabilities with the latest and greatest technologies. The result is a modern banking stack that gives banks a competitive advantage to tackle neo/challenger banks, fintech or big tech threats and build the digital bank of the future. 1) Zeta® Tachyon – we provide a full-stack, cloud-native, API-first Omni-stack for banks and financial institutions. It includes a digital core and a payment engine for issuing credit, debit, and prepaid products that enable banks to launch modern retail and corporate fintech products.
2) Zeta® Electron – We provide the most comprehensive enterprise suite comprising benefits, rewards, and gifting along with AP/AR solutions. We started our business as an employee benefits provider in India, with technology at the core of the offering. On the global level, we are working with various Sodexo geographies as their technology partner, providing a customizable suite of frontend and backend solutions for the BRS industry. We currently engage with Sodexo in Brazil, Vietnam, and The Philippines; and continuously expand to more countries.
3) Zeta® Embeddable Banking – We provide fintechs the APIs to Embed financial products for wallet, neobanking, payroll, gifting, lending, disbursements, pocket money, refunds, rebates, expense management, and more with Fusion’s APIs and SDKs. This product suite includes credit cards, wallets, BNPL, and other products that can be used for the retail customer segment. Zeta currently provides its platform and products to BFSI issuers in India, Asia, and LATAM. The product offerings are used by banks like RBL Bank, IDFC First Bank, and Kotak Mahindra Bank, 14000 corporates, and over 2 million users. Zeta is a SOC 2, ISO 27001, ISO 9008, PCI DSS certified company. The company has more than 800 employees and clocks over 1 million transactions per day. Zeta® was awarded the best B2B platform and the best Payment App at the Payments and Cards Summit 2018. Zeta was also recognized as one of India’s most innovative product companies at NASSCOM Emerge 50 awards 2017 and was named the Fintech Rising Star for 2017 by the India FinTech forum.Apply for this job

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